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Home security system insurance discount in St. Paul and more ways to lower costs with a smart home security system

November 21, 2022
Close up security home system app on a smartphone.

You know that home security systems are great for elevating your protection. They shield your house from hazards with innovative tech like cameras, smart entry locks, and alerts. With the right set up, you also get the advantages of a monitoring staff that instantly takes action whenever the alarm is triggered.

However, your smart home security system might give you a more perceptible monetary benefit. For starters, there’s savings on energy costs with home automation. And many times fully integrated systems like those installed by Vivint can result in a discount on home insurance.

Monitored security systems are great for insurance discounts in St. Paul

It’s true you might get an insurance discount on your home security system in St. Paul. The amount of your discount may vary greatly and is contingent on a couple variables - your insurance provider and the sort of devices you include. While a minimal, bare-bones alarm with two or three entry-point sensors could get you a minor reduction of your premium, there might be a possibility to boost your discount to a greater extent.

If you incorporate devices such as surveillance, monitored carbon monoxide detectors, and smart entry locks, you might be rewarded by your insurance provider. If you want a more substantial discount, be sure to include round-the-clock monitoring. By including monitoring, you’re telling the insurer that a trained professional is consistently looking after your home and ready to respond to an emergency, no matter if you’re at home or away. To get specifics on your eligibility and how much you can save, reach out to your insurance agent.

Home automation in St. Paul offers additional savings

Smart home automation is another great way to save money with your home’s security. Envision having a smart thermostat that discerns your normal routine and changes settings correspondingly. When you leave from the house, your thermostat is able to adjust automatically to help you cut energy usage. Your smart lights may be set to function in a comparable way and activate when you enter an area or deactivate if you exit. Over time, the savings on your energy bills could be sizable.

Whole-home smart homes by Vivint are a breeze to customize and can be programmed during the installation process or finished later via your central command hub or the mobile app. In a short time you can program a flexible, multi-faceted system.

Forget to shut off your lighting? Access your system no matter where you are

Another means to cut utility bills is by accessing your system remotely. While it’s true your smart home can make adjustments on its own, you are also able to simply direct devices from your phone. If you forget to dim the lights or adjust the thermostat in advance of leaving, it’s not a problem. All you need to do is go into the Vivint app on your mobile device and make the necessary changes. You are even able to activate or deactivate your system remotely. Wish to change how your devices interact? You may handle that from your phone as well.

Customize your own automated system in St. Paul and start saving

Interested in cutting costs with a home security system insurance discount in St. Paul? Speak with a Vivint expert today to create a smart home with 24-7 monitoring that will decrease insurance payments while elevating your home’s security and versatility. Place a call to (651) 240-6686 or complete the form to get started.